Skip to content

Vehicle cover

Motor Insurance

Third-party or comprehensive, for private cars, commercial vehicles, PSVs and motorcycles. Quote it online, pay by M-Pesa or card, and your certificate is issued on the spot.

  • Third-party and comprehensive options
  • Private, commercial, PSV and motorcycle
  • Pay in full or spread it over instalments

Two ways to take it

Choose the level of cover

One is the legal minimum. The other adds your own vehicle. Both are quoted in the same few minutes.

  • Third-party only

    The statutory minimum. It covers what you owe other people — their injuries and their property — and nothing of your own.

    • Injury or death caused to other people
    • Damage you cause to another vehicle or property
    • The certificate you need to be on the road legally
  • Comprehensive

    Everything third-party covers, plus your own vehicle — accident damage, fire and theft — subject to the policy wording.

    • Accidental damage to your own vehicle
    • Fire, theft and attempted theft
    • Windscreen, towing and other add-ons where the policy carries them

What you get

The same service either way

Whichever level of cover you take, this is what sits around it.

  • Every vehicle class

    Private cars, commercial vehicles, PSVs and motorcycles — each rated on the use it is actually put to.

  • Certified in minutes

    Pay and the certificate is issued straight away. No branch visit, no waiting on an email.

  • Paid your way

    Settle the premium in full or spread it across instalments, with the schedule shown before you commit.

  • A broker at the claim

    You give us the documents once. We take it to the underwriter and follow it through to settlement.

What to have to hand

Nothing to scan up front — these are the details the quote asks for.

  • Your logbook details — registration, make, model and year
  • A national ID or passport
  • The vehicle value you want insured, for comprehensive cover
  • Your current certificate, if you are switching mid-term

What it will not cover

Said before you pay rather than after you claim.

  • Wear, tear and mechanical or electrical breakdown
  • Driving without a valid licence, or outside the use the policy states
  • Deliberate damage, or loss while the vehicle is used for a crime
  • Anything the policy wording excludes — it governs, not this page
Questions

Motor Insurance, answered

What clients ask before they buy, answered plainly.

How soon can I be on the road?

As soon as you have paid. The certificate is issued on payment, so a quote started now is usually cover in force within ten minutes.

Third-party or comprehensive — which do I need?

Third-party is the legal minimum and covers what you owe other people. Comprehensive adds your own vehicle. If losing the car would hurt financially, take comprehensive; if the vehicle is old and low in value, third-party often makes more sense.

Can I insure a PSV or a motorcycle here?

Yes. Private, commercial, PSV and motorcycle are all rated in the quote — pick the vehicle type and the use, and the price follows it.

What if I am switching from another insurer?

Start the quote as normal and tell us when your current policy ends. Cover can begin the moment you pay or on a future date, so nothing overlaps and nothing lapses.

Ready to insure your motor?

Start the quote online and have the certificate before you have finished your coffee.