Bizsure

Medical cover that pays out when you actually need a hospital bed

A single serious admission can wipe out years of savings. Bizsure arranges individual, family and group medical insurance that covers you at the hospitals you'd actually choose to be treated at — not just the ones that happen to be cheapest for the underwriter.

We work with Kenya's leading medical insurers to build inpatient, outpatient, maternity and dental benefits around your budget, and we help you understand how your cover sits alongside the Social Health Insurance Fund (SHIF) rather than assuming one replaces the other.

For employers, we design group schemes that keep staff productive and loyal, with clear benefit limits and a claims process your HR team isn't left to figure out alone.

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What your medical cover can include:

Cover is built in layers so you only pay for the protection you need — from essential inpatient admission cover through to a full outpatient, maternity and dental package.

  • Inpatient cover for hospital admission and surgery
  • Outpatient cover for consultations, tests and medication
  • Maternity cover, including antenatal and delivery costs
  • Dental and optical benefits as an add-on
  • Last expense benefit in the event of death
  • Cover extended to spouse and dependent children
  • Access to a nationwide network of accredited hospitals
  • Group schemes with flexible limits for employers

Individual or group — we design around you

If you're covering yourself and your family, we help you pick a benefit limit and hospital network that matches how you actually use healthcare, rather than over-insuring for cover you'll never claim. If you're an employer, we design group medical schemes that balance premium cost against real staff welfare, and we handle the annual renewal negotiation on your behalf so cover doesn't quietly shrink year after year.

When a claim comes in, we help you and your dependants navigate pre-authorisation, hospital billing and reimbursement, so a medical emergency doesn't turn into a paperwork battle on top of everything else.